The Government of India has launched an exciting new campaign called “Angikaar 2025” to help more families get their own homes. This campaign is part of the Pradhan Mantri Awas Yojana – Urban 2.0 (PMAY-U 2.0), which aims to provide housing for all urban families in India.
What is Angikaar 2025?
Angikaar 2025 is a special awareness campaign launched by Housing and Urban Affairs Minister Shri Manohar Lal on September 4, 2025, in New Delhi. The word “Angikaar” means “acceptance” or “commitment,” showing the government’s strong promise to help every urban family get their own home.
This campaign is like a bridge that connects the government’s housing schemes directly to the people who need them most. It’s designed to reach every corner of urban India and make sure no eligible family misses out on the benefits of affordable housing.
Key Objectives of Angikaar 2025
The campaign has several important goals:
1. Spreading Awareness Nationwide
- Create awareness about PMAY-U 2.0 across all cities and towns
- Reach out to families who might not know about the housing scheme
- Use simple language to explain the benefits and the application process
2. Faster Application Processing
- Speed up verification of housing applications
- Reduce waiting time for approvals
- Help families complete their paperwork quickly
3. Complete Pending Houses
- Ensure the completion of houses that are already sanctioned but not finished
- Help families move into their new homes faster
4. Promote Related Schemes
- Inform people about the Credit Risk Guarantee Fund Trust for Low Income Housing (CRGFTLIH)
- Connect PMAY-U beneficiaries with PM Surya Ghar: Muft Bijli Yojana (free electricity scheme)
- Link with other government welfare programs
5. Focus on Special Groups
- Prioritize housing needs of Special Focus Groups under PMAY-U 2.0
- Ensure vulnerable sections of society get maximum benefit
Understanding PMAY-U 2.0: The Housing Scheme Behind Angikaar 2025
What is PMAY-U 2.0?
Pradhan Mantri Awas Yojana – Urban 2.0 is the upgraded version of India’s flagship housing scheme, launched in September 2024. It’s designed to fulfill the dream of “Housing for All” in urban areas.
Key Benefits Under PMAY-U 2.0
Financial Assistance
- Up to ₹2.50 lakh financial support from the government
- This money can be used to construct or purchase a pucca (permanent) house
- One crore additional families will benefit from this scheme
Who Can Apply?
Families belonging to EWS (Economically Weaker Section) categories with annual income up to ₹3 lakh are eligible for financial assistance up to ₹2.5 lakh to construct new pucca houses up to 45 sqm.
Eligibility Criteria:
- EWS families: Annual income up to ₹3 lakh
- LIG families: Low Income Group families
- MIG families: Middle Income Group families
- Must not own any Pucca house anywhere in India
- Family includes husband, wife, and unmarried children
House Specifications
- Minimum 45 square meters (about 484 square feet) carpet area
- All-weather dwelling unit with basic amenities
- Proper sanitation and water supply
Impressive Track Record of PMAY-U
The success story of PMAY-U so far is remarkable:
- 120 lakh houses have been sanctioned (approved) under the scheme
- 94.11 lakh pucca houses have already been completed and delivered to families
- This means about 25.89 lakh houses are still under construction or pending completion
Angikaar 2025 will specifically focus on completing these remaining houses and helping more families apply for new ones.
Campaign Timeline and Activities
Duration
- Start Date: September 4, 2025
- End Date: October 31, 2025
- Total Duration: 2 months
Coverage
- 5,000+ Urban Local Bodies (ULBs) across India
- Every major city and town will be covered
- Door-to-door awareness campaigns
- Community mobilization programs
Special Events
1. PMAY-U Awas Diwas
- Date: September 17, 2025
- Purpose: Celebrate the first anniversary of the PMAY-U 2.0 launch
- Special events and awareness programs nationwide
2. PM Awas Mela – Shehri
This is the flagship event of the campaign, organized in two phases:
Phase 1: September 17 to September 27, 2025 Phase 2: October 16 to October 31, 2025
Where:
- District headquarters in smaller cities
- Municipal corporation level in larger cities
What to Expect:
- Information stalls about PMAY-U 2.0
- On-the-spot application assistance
- Loan melas with banks and financial institutions
- Cultural programs and community engagement
- Convergence with other government schemes
Campaign Activities
1. Door-to-Door Awareness
- Government officials and volunteers will visit homes
- Explain the scheme’s benefits in local languages
- Help eligible families with applications
- Distribute informational materials
2. Community Camps
- Set up temporary help centers in neighborhoods
- Provide application assistance
- Document verification support
- Connect families with banks for loans
3. Loan Melas
- Special events where multiple banks participate
- Simplified loan application process
- On-the-spot approvals for eligible candidates
- Competitive interest rates
4. Cultural Events
- Use local festivals and gatherings to spread awareness
- Street plays and cultural programs about housing schemes
- Involve local artists and community leaders
How Angikaar 2025 Will Help You
For New Applicants
- Easy Application Process: Step-by-step guidance for applying
- Document Help: Assistance in gathering required documents
- Quick Processing: Faster verification and approval
- Bank Connections: Direct linking with lending institutions
For Existing Beneficiaries
- Construction Support: Help in completing house construction
- Quality Assurance: Ensure houses meet government standards
- Additional Benefits: Connection with solar power and other schemes
- Faster Delivery: Expedite completion of sanctioned houses
For All Urban Families
- Awareness: Better understanding of available housing schemes
- Accessibility: Bring services closer to your doorstep
- Transparency: Clear information about processes and benefits
- Support: Continuous guidance throughout the journey
Related Schemes and Benefits
1. Credit Risk Guarantee Fund Trust for Low Income Housing (CRGFTLIH)
- Provides a guarantee for housing loans to low-income families
- Reduces risk for banks, making loans more accessible
- Lower interest rates and an easier approval process
2. PM Surya Ghar: Muft Bijli Yojana
- Free solar power installation for PMAY-U beneficiaries
- Reduced electricity bills
- Environmentally friendly energy solution
- Up to 300 units of free electricity per month
3. Affordable Rental Housing Complexes (ARHCs)
- For urban migrants and workers
- Affordable rental housing near the workplace
- Particularly helpful for people working in industrial areas
How to Participate in Angikaar 2025
Step 1: Check Eligibility
- Visit the official PMAY-U website: pmay-urban.gov.in
- Use the eligibility checker tool
- Gather required documents
Step 2: Attend Local Events
- Look for PM Awas Mela – Shehri in your city
- Attend information camps in your area
- Visit during door-to-door awareness campaigns
Step 3: Apply Online or Offline
- Online: Through the PMAY-U website
- Offline: At local ULB offices or during campaign events
- Get help from campaign volunteers
Step 4: Follow Up
- Track your application status online
- Attend loan melas for financing
- Stay connected with local officials
Success Stories and Impact
National Impact
- Over 9.4 crore families already have their own homes
- Reduced urban homelessness significantly
- Created millions of jobs in the construction sector
- Improved living standards in cities
Economic Benefits
- Boost to the construction industry
- Increased demand for building materials
- Job creation for skilled and unskilled workers
- Growth in allied industries like furniture, electronics
Social Impact
- Dignity of owning a home
- Better living conditions for families
- Improved access to education and healthcare
- Stronger community bonds
Important Documents Required
For the EWS Category
- Aadhaar Card
- Income Certificate (showing income up to ₹3 lakh)
- Bank Account Details
- Passport-size photographs
- Self-declaration of not owning any pucca house
For Loan Application
- Employment proof
- Salary slips or income documents
- Bank statements
- Property documents (if purchasing)
- Construction estimates (if building)
Frequently Asked Questions (FAQs)
Q1: Who can apply for PMAY-U 2.0?
Answer: Families belonging to EWS, LIG, and MIG categories who do not own any pucca house anywhere in India can apply. For the EWS category, the annual family income should be up to ₹3 lakh.
Q2: How much financial assistance can I get?
Answer: Under PMAY-U 2.0, eligible families can get financial assistance of up to ₹2.50 lakh for constructing or purchasing a pucca house.
Q3: What is the minimum house size under the scheme?
Answer: The scheme provides for houses with a minimum carpet area of 45 square meters (about 484 square feet).
Q4: When does the Angikaar 2025 campaign run?
Answer: The campaign runs for two months, from September 4, 2025, to October 31, 2025.
Q5: How can I participate in the campaign?
Answer: You can participate by attending PM Awas Mela – Shehri events, visiting information camps, or waiting for door-to-door awareness visits in your area.
Q6: Can I apply online for PMAY-U 2.0?
Answer: Yes, you can apply online through the official website pmay-urban.gov.in or visit your local Urban Local Body office.
Q7: What is PM Awas Mela – Shehri?
Answer: It’s a special event organized during the campaign where you can get information, apply for the scheme, meet bank officials for loans, and enjoy cultural programs.
Q8: Will I get help with loan applications?
Answer: Yes, the campaign includes loan melas where multiple banks participate to help you get housing loans with competitive interest rates.
Q9: What additional benefits can I get with PMAY-U 2.0?
Answer: Beneficiaries can also benefit from the PM Surya Ghar scheme for free solar electricity and connect with other government welfare programs.
Q10: How can I check if my application is approved?
Answer: You can track your application status online through the PMAY-U website using your application number.
Q11: What happens if my house construction is already approved but not completed?
Answer: Angikaar 2025 specifically focuses on expediting the completion of already sanctioned houses. You will get additional support to complete your home.
Q12: Is there any cost for participating in the campaign events?
Answer: No, all campaign events, information sessions, and assistance provided during Angikaar 2025 are completely free of cost.
Q13: What documents do I need to bring to the campaign events?
Answer: Bring your Aadhaar card, income certificate, bank account details, passport-size photos, and any other relevant documents mentioned in the scheme guidelines.
Q14: Can I apply if I live in a rented house currently?
Answer: Yes, if you don’t own any pucca house anywhere in India and meet the income criteria, you can apply even if you currently live in a rented house.
Q15: How long does the approval process take?
Answer: One of the main objectives of Angikaar 2025 is to fast-track the verification and approval process, making it much faster than usual.
Contact Information and Support
National Helpline
- Campaign Specific: [email protected]
- Official Email: [email protected]
- Joint Secretary & Mission Director: [email protected]
Official Portals
- PMAY-U Website: pmay-urban.gov.in
- Angikaar 2025 Portal: https://pmaymis.gov.in/PMAYMIS2_2024/Angikaar.aspx
- For applications, tracking, and detailed information
Ministry Office Address
Joint Secretary & Mission Director (Housing for All)
Ministry of Housing and Urban Affairs
Room No. 320, 3rd Floor, Sankalp Bhawan
Kasturba Gandhi Marg, New Delhi – 110001
Phone: 011-23783030 / 23783031
Local Support
- Contact your local Urban Local Body (ULB)
- Visit municipal corporation offices
- Attend campaign events in your area
- Meet with appointed Nodal Officers during the campaign
Conclusion
Angikaar 2025 represents the government’s renewed commitment to ensuring every urban family in India has access to affordable and dignified housing. This campaign is not just about building houses; it’s about building dreams, communities, and a stronger nation.
The campaign’s comprehensive approach – combining awareness, application assistance, faster processing, and community engagement – makes it easier than ever for eligible families to benefit from PMAY-U 2.0.
Key Takeaways:
- Two-month intensive campaign to reach maximum families
- Up to ₹2.50 lakh financial assistance for eligible families
- 5,000+ Urban Local Bodies participating nationwide
- Special focus on completing pending houses
- Integration with other beneficial schemes
- Door-to-door awareness and support
If you’re an urban family without a pucca house and meet the eligibility criteria, Angikaar 2025 is your opportunity to turn the dream of homeownership into reality. Don’t miss this chance – participate in the campaign events, apply for the scheme, and take the first step toward owning your home.
Remember, housing is not just about having a roof over your head; it’s about security, dignity, and belonging. Angikaar 2025 is here to help you achieve all of this and more.
The time to act is now. Your dream home awaits!
